PRIVACY POLICY
Your privacy is very important to us. We want to make your experience on the Internet as enjoyable and rewarding as possible, and we want you to use the Internet's vast array of information, tools, and opportunities with complete confidence.

We have created this Privacy Policy to demonstrate our commitment to privacy and security. This Privacy Policy describes how our company, Lukesh Consulting Group, Inc. (LCG), collects information from:

1. End users of our Internet Products (the “Products”) and Internet Services (the "Services") – those who access some of our Products and/or Services but do not have accounts ("Visitors") and

2. Those who may purchase Products and/or Services, and/or pay a monthly service fee to subscribe to a Service ("Members").

This Privacy Policy also describes what LCG does with the information we collect, and the choices that Visitors and Members have concerning the collection and use of such information. We request that you read this Privacy Policy carefully.

Introduction
LCG collects information in different ways from Visitors and Members who access the various parts of our Products and/or Services and the network of web sites accessible through our Products and/or Services. LCG uses this information primarily to provide a customized experience as you use our Products and/or Services, and does not share this information with third parties. However, we may disclose personal information collected if we have received your permission beforehand or in very special circumstances, such as when we believe that such disclosure is required by law or other special cases described below.

Registration
Members may be asked to provide certain personal information when they sign up for our Products and/or Services including name, address, telephone number, billing information (such as a credit card number), and the type of personal computer being used to access the Services. The personal information collected from Members during the registration process is used to manage each Member's account (such as for billing purposes). This information is not shared with third parties, unless specifically stated otherwise or when we believe that such disclosure is required by law or other special cases described below.

However, in instances where LCG and a partner jointly promote our Products and/or Services, we may provide the partner certain personal information, such as the name, address, and username of persons who subscribed to the Products and/or Services as a result of the joint promotion for the sole purpose of allowing us and/or the partner to assess the results of the promotion.

In this instance, personal information may not be used by the partner for any other purpose. We may also generate non-identifying and aggregate profiles from personal information Members provide during registration (such as the total number, but not the names, of Members). As explained in more detail below, we may use this aggregated and non-identifying information to sell advertisements that appear on the Products and/or Services.

LCG Partners and Sponsors
Some LCG’ Products and/or Services as well as partner or sponsor products and/or services and co-branded products and/or services may be offered to Visitors and Members in conjunction with an affiliate, independent contractor seller or non-affiliated partner. To provide Visitors and Members some of these LCG Products and/or Services, the partner or sponsor products and/or services, or the co-branded products and/or services, the partner or sponsor may need to collect and maintain personal information. In these instances, you will be notified before any such data is collected or transferred and may decide not to use that particular service or feature.

Additionally, LCG’s partners and sponsors may have advertisements or co-branded web pages that are cosponsored by an affiliate, independent contractor seller, or non-affiliated partner. LCG may share non-identifying and aggregate information (except as described above), but not personal information, with such partners in order to administer the co-branded products or services offered.

Online Shopping
At some web sites of our partners and sponsors, you can purchase products and services or register to receive materials, such as a newsletter, catalog, white paper, program, or new product and service updates. In many cases, you may be asked to provide contact information, such as your name, address, email address, phone number, and credit/debit card information.

If you complete an order for an LCG partner or sponsor, such as an online gift order sent directly to a recipient, you may be asked to provide information about the recipient, such as the recipient's name, address, and phone number. LCG has no control over the third parties' use of any personal information you provide when placing such an order. Please exercise care when doing so.

If you order Products and/or Services directly from LCG, we will use the personal information you provide only to process that order. We do not share this information with outside parties except to the extent necessary to complete that order.

Online Advertisements
LCG may display online advertisements from partners and/or sponsors. In such cases, we may share aggregated and non-identifying information about our Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers.

Additionally, in some instances, we use this aggregated and non-identifying information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture company tells us the audience they want to reach and provides us an advertisement tailored to the audience. Based upon the aggregated and non-identifying information that we have collected, we may then display or send the advertisement to the intended audience. LCG does not share personal information about its Visitors or Members with these advertisers or joint venture companies.

Responses to Email Inquiries
When Visitors or Members send email inquiries to LCG, the return email address is used to answer the email inquiry we receive. LCG does not use the return email address for any other purpose and does not share the return email address with any third party.

Voluntary Customer Surveys
LCG may periodically conduct both business and individual customer surveys. We encourage our customers to participate in these surveys because they provide us with important information that helps us to improve the types of Products and/or Services we offer and how we provide them to you. Your personal information will remain strictly confidential, even if the survey is conducted by a third party. Participation in our customer surveys is voluntary.

We may take the information we receive from individuals responding to our customer surveys and combine (or aggregate) it with the responses of other customers we may have, to create broader, generic responses to the survey questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information). We then use the aggregated information to improve the quality of our Products and/or Services to you, and to develop new Products and/or Services. This aggregated, non-personally identifying information may be shared with third parties.

Special Cases
It is LCG's policy not to use or share the personal information about Visitors or Members in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses. However, we may disclose personal information about Visitors or Members, or information regarding your use of the Products and/or Services or web sites accessible through our Products and/or Services, for any reason if, in our sole discretion, we believe that it is reasonable to do so to such entities as: credit agencies; collection agencies; merchant database agencies; law enforcement, or to satisfy laws, such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Terms of Use & Service Policy, or other user policies; to operate the Services properly; or to protect LCG and/or our Visitors or Members.

"Cookies" and How LCG Uses Them
A "cookie" is a small data file that can be placed on your hard drive when you visit certain web sites. LCG may use cookies to collect, store, and sometimes track information for statistical purposes to improve the Products and/or Services we provide and to manage our telecommunications networks.

If you are a Visitor or Member, we may use a cookie to save your settings and to provide customizable and personalized Products and/or Services. These cookies do not enable third parties to access any of your customer information. Additionally, be aware that if you visit other web sites where you are prompted to log in or that are customizable, you may be required to accept cookies.

Advertisers and partners may also use their own cookies. We do not control use of these cookies and expressly disclaim responsibility for information collected through them.

Our Company Commitment to Children's Privacy
Protecting children's privacy is especially important to us. It is our policy to comply with the Children's Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict our web site to persons eighteen years of age or older.

YOU MUST BE EIGHTEEN (18) YEARS OF AGE OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

Public Forums
Please remember that any information you may disclose in any Member Directory, or other public areas of LCG’s web sites or the Internet, becomes public information. You should exercise caution when deciding to disclose personal information in these public areas.

LCG’s Commitment to Data Security
Products and/or Services and Web sites that we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under LCG’s control. While we make every effort to ensure the integrity and security of LCG’s network and systems, we cannot guarantee that LCG’s security measures will prevent third-party "hackers" from illegally obtaining this information.

Where to Direct Questions About LCG’s Privacy Policy
If you have any questions about this Privacy Policy or the practices described herein, you may contact us through the contact information provided on this web site.

Revisions to This Policy
LCG reserves the right to revise, amend, or modify this policy, our Terms of Use & Service Policy, and all other policies and agreements at any time and in any manner, by updating this posting.

LCG reserves all rights not expressly granted herein. LCG hereby incorporates the provisions of all other Policies on the LCG web site, www.hrcontrarian.com, into this Policy.

Lukesh Consulting Group, Inc.
P.O. Box 1498
Exton, PA 19341
610-594-9024
www.hrcontrarian.com
Email: rlukesh@hrcontrarian.com